A smarter way to manage your credit cards
Stop guessing what to do with your credit cards.
Wallet Strategy analyzes your wallet and tells you what deserves your attention next, so you can save money, earn more, and get more from the cards you already have.
- Free during beta
- Your wallet stays private
- No pressure to open new cards
Good afternoon 👋
Your next adventure is a smarter wallet away.
Total annual fees
$790.00
Upcoming renewal
12 days
Cards tracked
2
Money saved
$150.00
Featured renewal
Platinum Card renews in 12 days
Review your benefits before it renews.
Wallet Wizard
Personalized guidance on what deserves your attention next.
Renewal Strategy
Know when cards renew and prepare before annual fees hit.
Category Coverage
See how your cards work together and where your wallet is strongest.
Community Offers
Compare recent anonymous retention offers from other Wallet Strategy members before you accept or decline yours.
Strategy Library
Learn practical strategies for getting more from your cards.
How it works
A smarter wallet in three simple steps.
Get from “I'm not sure” to “I've got a plan” in minutes.
Add your cards
Tell us which cards you have and any you're planning.
We analyze your wallet
Wallet Strategy looks at your cards, benefits, renewal dates, earning rules, and verified card data.
Get a clear plan
See what deserves your attention next, from upcoming renewals to wallet opportunities.
My Cards
Calendar
Platinum Card renews Sep 29
Wallet Wizard
Your personal credit card strategist
Your Platinum Card renews in 12 days. Before it renews, check which credits you actually used, then request a retention offer. I can also help you compare whether it's worth keeping based on your wallet.
Built for people who want a smarter strategy.
Real, verified card data
Wallet Strategy uses deterministic card information where supported rather than inventing financial facts.
Your wallet stays private
Your card data is protected by row-level security scoped to your account — no one else can see it.
Strategy over card pushing
Wallet Strategy will sometimes recommend keeping your existing setup or taking no action at all.
Built around the cards you already have
The focus is optimizing what's in your wallet before considering anything new.
Build a smarter wallet.
Start using Wallet Strategy and get a clearer plan for the cards you already have.